The loan amount depends on the specifics of the property and the type of transaction. Generally, we can lend:

• Up to 90% of the purchase price,
• 65% of the as-is or after-repair appraised value (whichever is lower).

The key to finding great deals is identifying motivated sellers before your competitors do. The best opportunities often lie where competition is minimal. While these deals may require more effort to uncover, they typically offer better pricing and higher profit potential.

Absolutely! We specialize in helping property flippers secure financing for profitable deals. If the numbers make sense, we’re here to help you get it done.

We require a recent (less than 90 days old), independent, standards-based, third-party appraisal for every property used as collateral. Broker Price Opinions (BPOs), Comparative Market Analyses (CMAs), or outside appraisals typically don’t meet all our requirements.

Yes, 100% financing is possible if you provide more than one property as collateral through cross-collateralization. If you don’t own free and clear property, consider partnering with someone who does—sharing profits is better than missing out on a deal! Many investors also use seller-carryback financing as an alternative strategy. The best way to secure full financing is by purchasing properties below their appraised value.

No, our loans are asset-based and not dependent on your credit score, income, or debt levels. However, having a high credit score may help you qualify for better rates.