Long Term Rental Loans
Our long-term rental loans are designed to simplify financing for real estate investors by focusing on the property’s cash flow rather than the borrower’s personal income. These Debt Service Coverage Ratio (DSCR) loans are ideal for investors seeking to expand their rental portfolios without the need for extensive income verification or tax returns. With interest rates starting as low as 6% on a 30-year fixed rate and origination points as low as 1.5%, our DSCR loans offer competitive terms to help you achieve your investment goals.
Whether you’re a seasoned investor or just starting out, our DSCR loans provide a flexible and efficient way to finance rental properties. With loan amounts ranging from $100,000 to $50 million and up to 75% Loan-to-Value (LTV), we cater to portfolios of all sizes. Cross-collateralization options are available for two or more properties, making it easier to scale your investments. By focusing on the property’s ability to generate income, we ensure the approval process is straightforward and accessible, even for those with minimal experience.
Cash Flow-Based Rental Financing
Streamlining Your Path to Rental Success
No Income Verification
Approval is based on property cash flow, not personal tax returns.
Competitive Interest Rates
Rates start as low as 6% on a 30-year fixed term.
Flexible Portfolio Options
Finance 2-50 properties with cross-collateralization available.
High Loan Amounts
Loan amounts range from $100K to $50M with up to 75% LTV.
We prioritize simplicity and efficiency in our DSCR loan offerings. By removing barriers like income verification and focusing solely on the property’s cash flow, we make it easy for investors to scale their portfolios and achieve financial freedom. Whether you’re acquiring your first rental property or managing a large portfolio, our DSCR loans provide the support and flexibility you need to succeed in today’s competitive real estate market.