Long-Term Rental Loans in Wisconsin
Reliable Long-Term Rental Loan Solutions in Wisconsin
Long-term rental loans in Wisconsin are specifically designed to make financing accessible and efficient for real estate investors by prioritizing property cash flow over personal income. Our long-term rental loans in Wisconsin are an ideal solution for investors who want to grow their rental portfolios without the hassle of extensive income verification or tax return requirements. With interest rates starting as low as 6% on a 30-year fixed term and origination points from just 1.5%, our long-term rental loans in Wisconsin deliver competitive terms that help you reach your investment objectives.
If you’re building your first rental property or expanding a large portfolio, long-term rental loans in Wisconsin provide the flexibility and efficiency you need. Loan amounts range from $100,000 to $50 million, with up to 75% loan-to-value (LTV), making long-term rental loans in Wisconsin suitable for portfolios of any size. For investors with multiple properties, cross collateralization options are available, streamlining your ability to scale your investments across Wisconsin.
Cash Flow-Based Rental Financing in Wisconsin
Simplifying Your Journey to Rental Success
No Income Verification Required
Approval for long-term rental loans in Wisconsin is based on property cash flow, not personal tax returns, making it easier to qualify for long-term rental loans in Wisconsin.
Competitive Interest Rates
Enjoy interest rates starting as low as 6% on a 30-year fixed term with long-term rental loans in Wisconsin.
Flexible Portfolio Options
Finance between 2 and 50 properties, with cross-collateralization available for long-term rental loans in Wisconsin.
High Loan Amounts
Secure long-term rental loans in Wisconsin ranging from $100,000 to $50 million, with up to 75% LTV, ideal for growing your portfolio across the Badger State.
We are committed to making the process simple and efficient for investors seeking long-term rental loans in Wisconsin. By eliminating barriers like income verification and focusing on property cash flow, we help in empowering you to scale your investments and achieve financial freedom. Whether you’re acquiring your first rental property or managing a large portfolio, long-term rental loans in Wisconsin provide the support and flexibility you need to thrive in today’s competitive real estate market.
Frequently Asked Questions
To secure a long-term rental loan in Wisconsin, lenders generally require a minimum credit score (often between 620 and 700, depending on the program), a down payment of at least 15–20%, and a strong debt service coverage ratio (DSCR) that shows rental income will cover your mortgage payments typically a DSCR of 1.0 or higher.
Long-term rental loans in Wisconsin generally offer lower interest rates than short-term financing options like bridge or fix and flip loans. As of 2025, rates for long-term rental loans typically range from about 5.75% to 10.5% depending on your credit profile, DSCR, and loan-to value ratio. Short-term loans, on the other hand, often have higher rates, sometimes 8% to 15% or more, due to their shorter duration and increased risk.
Yes, you can qualify for a long-term rental loan in Wisconsin even if you own multiple investment properties. Many lenders offer portfolio or “blanket” loan options for investors with three or more properties, and there is generally no limit to the number of investment properties you can finance. Each lender may have specific requirements regarding your credit, property cash flow, and overall portfolio health.
Most residential property types are eligible for long-term rental financing in Wisconsin, including single-family homes, multi-family units (duplexes, triplexes, fourplexes), condos, and townhomes. Some lenders also finance vacation or short-term rentals, provided you can demonstrate consistent rental income. Vacant properties may be eligible if you can show projected market rent or a plan for lease-up.
Long-Term Rental Loans in Wisconsin
Stable funding options for your rental investment properties.