The mortgage industry is cautiously optimistic for late 2025/2026 after a challenging 2024, navigating high rates, liquidity concerns, and regulatory changes by diversifying products and managing MSRs.
2025 U.S. Investor Intentions Survey Summary
Investors show cautious optimism for commercial real estate in 2025, planning increased investment despite interest rate uncertainty and favoring multifamily and gateway markets...
The Resilience and Transition Tale of the U.S. Mortgage Market
Despite challenges from high rates, regulatory shifts (Basel III), and liquidity concerns, the mortgage market shows resilience with strong homeowner equity and lender adaptation through diversification.